Insurance & Payment
We accept most major dental insurance plans, offer flexible payment options, and have our own in-house membership plan for patients without coverage. Here’s everything you need to know before your visit.
Insurance Plans We Accept
We work with most major dental insurance providers and will verify your benefits before your appointment so you know exactly what to expect. Our front desk team handles the insurance paperwork — you just focus on your smile.
Don’t see your plan? Call us at (301) 695-9446 — we can quickly verify if we’re in-network.
Before your appointment, our team contacts your insurance company to confirm your coverage, co-pays, and deductibles — so you’re never surprised.
Flexible Ways to Pay
We believe cost should never be a barrier to good dental care. We offer several payment options to make your visit as easy as possible.
We accept all major cards including Visa, Mastercard, American Express, and Discover. Payment is due at time of service.
We accept cash and personal checks payable to Modern Dentistry of Frederick. Payment is due at the time of your appointment.
We accept CareCredit, a healthcare credit card that offers flexible payment plans — including promotional no-interest options.
No Insurance?
We’ve Got You Covered.
We know dental insurance isn’t an option for everyone. That’s why we created our own in-house membership plan — a simple, affordable alternative with no deductibles, no waiting periods, and no claims to file.
Plan available for patients of all ages. Ask our front desk team for full details and current pricing.
Insurance & Billing FAQs
Browse our full FAQ page for answers to common questions about appointments, services, insurance, and what to expect on your first visit.
View All FAQsWe’ll Handle the Details
Insurance, billing, benefits — we take care of all of it so you can focus on your health. Schedule your visit today.